The Square Essays - Economy, Payment Systems, Money, Finance

The Square CIS207 The Square Several users are taking advantage of the Internet at heightened measures, accessing it only on mobile devices such as the iPad, iPhone, or Android smartphones. The user is able to interact anytime and anywhere, creating business opportunities at its best when and where the customer is most inclined to interact or respond to an offer. Square Wallet provides the capability of two-dimensional (2D) tag technology, making it possible to interact with individuals through the devices nearest to them and when they would be interested the most. According to Turban and Volonino (2011), a 2D tag can be encoded with an instruction or a Web site address in small box or dot that forms a matrix-like pattern (Chapter 1, Information Systems in the 2010s). The data contained can be store purchases or credit card payment. The data collected is processed and stored or updated in a database, and designed to process these specific types of data input from ongoing transactions is the Transaction Processing System (TPS). The data can be entered manually in a form or on a screen, or automatically through the use of a scanner, sensor, or reader. Square Wallet transactions such as customer purchases are internal, "originating from or occurring within the organization" (Turban and Volonino, 2011, Chapter 2, IT Infrastructure and Support Systems). TPS processes data captured as soon as it occurs, one transaction after another. This is called real-time processing or Online transaction processing (OLTP); the input device - iPhone or Android is directly linked through a network to the TPS. Providing a clean data that can be accessed is an operational data store which is a database for TPS that use data warehouse concepts. Entrepreneur's face many obstacles in their business ventures. One of these obstacles is how to proce ss payments at a minimum overhea d cost to the company. As we move toward a becoming a cashless society, customers and business owners alike demand the ease of hassle-free transactions. Stepping into the spotlight is Square, a mobile payment processing system offering sales data to small businesses (Ravindranath, 2012) . Traditional payment processing systems can be convoluted and often include equipment fees and third-party connection fees that can minimize profits. Square was developed in response to an artist who was unable to close a sale due to his inability to process credit cards. Square offers clients a free mobile card reader that plugs into the headphone mini-jack of any Android, iPhone, or iPad device. (Stevenson, 2012) It is small enough to fit in a pocket allowing business owners to process payment anytime, anywhere. Business owners are given the option of a set monthly price or a pay per swipe so they know exactly what they are paying each month. Customers benefit from Square in a variety of ways, too. They can download Square to their phone and merchants using Square can accept their payments from the phone without ever needing to handle cash or credit/debit cards. From their personal computers, customers link Square to their bank accounts, and the Square software handles the rest. All the customer needs to provide a vendor is his or her log on name. It's a convenience for people who might be out exercising, who might find themselves stranded, or who want simply to carry one device. Also, Square's directory includes a "find" function, in which people can discover new businesses that accept the service nearby! The convenience of Square for the customer and the accessibility of Square for the business owner combine to make this online service a hassle-free transaction for all parties. The Square system makes options available that no other small business has. The economy today lives off of credit and debit cards. If a business does not have the option to pay by card business is going to be rough and maybe obsolete. Making the option available will allow your business to grow. If you have a small business the Square system allows that option in the easiest way possible. Businesses today need to be fast paced and always ready. Over 75% of Americans use debit and credit cards. Businesses that use this system will absolutely see an increase in customers, products, and

Poor Teaching and Misbehaving Teachers

Poor Teaching and Misbehaving Teachers Student social media users mentioned many interesting problems they faced in school. The majority of this #StudentProblems101 are classroom problems such as difficulty in understanding lessons, humiliation, stress, and boredom. Personal problems, on the other hand, include sleep deprivation and miserable weekends and holidays due to homework. ~ Poor Teaching Poor teaching according to one study is associated with teacher’s lack of care and concern, poor social relationships, and insensitiveness to students learning requirements. In fact, student’s cognitive learning and enjoyment are highly dependent on the quality of teaching. The reason is that poor teachers decreased students’ self-confidence and motivation for learning and increase their anxiety while in the classroom. ~ Humiliation Classroom problem such as humiliation according to these social media users commonly occur when the teacher mention his or her name as an example of a bad student. For instance, â€Å"Study hard and don’t be late like Paul.† According to the result of the study conducted by Breaux and Whittaker, most participants experienced humiliation from a teacher. Offensive teachers are those who humiliate students, blame students for problems in the classroom and engage in sarcasm. They are mean and cruel, play favorites, and self-centered. ~ Stress Boredom Students with teachers who take pride in punishing students often experience stress and boredom. For instance, some teachers systematically overload students with content and impose nearly unattainable objectives, make test difficult, and punish students with low grades. Indolent teachers, on the other hand, are those who deliver boring lectures, lack basic teaching skills, arrived late, neglect to grade homework, and make their classes too easy. You will definitely enjoy these articles: College Students Developing Students Creativity and Self-Expression through Crayons Helping Autistic Students Shine in Mainstream Classroom International Students Relieving Students Scool-Related Stress There Is No Place Like Home Students are young people with natural curiosity and eagerness to learn. However, they are also outgoing people with interest other than school. Putting pressure on a young person, therefore, is counterproductive and may lead to some negative attitude towards learning. For instance, a teenager consistently deprived of sleep and missed out things such as family gets together, sport events, and so on, because of homework, may eventually hate homework and school. Young people tend to see social demands of school life extremely difficult when they spend most of their days in study tables. Study of issues in education suggests that most students seem to misbehave and hate school when they put much more time in homework. This is because young people need to play, spend time with family and friends, and do things they love. Although homework according to several studies has positive effects particularly in high school, the result of other studies suggests that it greatly affect students’ feelings and attitudes about school negatively. These include loss of interest in academic material and physical and emotional stress. In reality, homework robs students of valuable leisure and family time and time to spend on developing other interest. Moreover, excessive lesson time and homework time eventually result to burn out or students alienation from the academic material. In fact, study shows that some students left school because of homework and exacerbate the division between high and low-income families. For instance, students from more progressive backgrounds are likely to have more time and parental support than those with disadvantaged demographic backgrounds.

Internal analysis Case Study Example | Topics and Well Written Essays - 500 words

Internal analysis - Case Study Example As indicated in exhibit 2, marketing is valuable since the company has been able to cut down on its advertising spending through their strategies. The loyalty programs, used by the company, are common among the competing firms in the industry; hence putting the resource as a source competitive parity. The calculation shows that the company witnesses declining values for liquidity ratios and profitability ratios. This signpost the pitiable margin of safety the company has in settling its debt; consequently, focusing a brighter which jolts potential investors. The price increment had detrimental effects on the company’s profitability and reputation (ability to attract customers and investors) as portrayed by the ratios in exhibit 3. The company’s greatest weakness is the increase in marketing cost and the undue increase in product prices that increases its operating expenses without a corresponding increment in revenues and equity as explicated by the ratios in exhibit 3. The value chain activities analyzed in VRIO table above show the ability of the company to take up on investment activities while also withstanding competition in the market. Its act of increasing product prices affects its turnover and profitability. Price reduction and monitoring of its inventory level would help resolve the issue and attain a competitive advantage. The company generates most of its profit from shareholders investments. The 1.49% decrease in ROE between 2010 and 2011 indicates that the company is striving to diversify its investment and revenue sources. ROS declined by 0.23% between the period implying that its efficiency is plummeting and its ability to make profits is declining. Moreover, the decline in quick ratio values indicates that the company’s resource utilization is declining hence its compromising its ability to meet